Nothing is more heartbreaking than going back to your damaged home after a catastrophe. But the sad truth is that disasters naturally occur. When you are caught up in this situation, you may find yourself making sudden, big decisions, including an urgent repair.
What if you don’t have enough emergency funds or your insurance company refuses to cover it? Professionals suggest the following tips:
1. Recycle and Reuse Your Old Items
Repairing your damaged property can produce serious waste. Fortunately, much of these can be recycled. Recycling and reusing your old house’s materials doesn’t only save you money but also helps the environment.
All you need to do is properly identify these materials and know what you can do with them. Here are some materials to look out for:
- Asphalt shingles. You can turn them into shed roofs if they’re in good condition.
- Slate tiles. You can use slate tiles as a tile floor in your kitchen, bathroom, or outdoors.
- Stone countertops. Break them down and turn them into backsplash tiles and floor tiles.
- Wood floors. These can be used to re-clad walls, cabinets, and even furniture.
- Carpets. Remnants of your carpets can be used as insulation around pipes and in attics.
- Wood and untreated timber
- Appliances and fixtures, like sinks and bathtubs
- Doors and windows
2. Do It Yourself
You may not be able to build a cabinet or lay tiles, but you can do some things to cut expenses on labor. You can clean and prepare a space or surfaces that need repair before the contractors, such as PuroClean, start to do their job. These could be skim-coating walls or scraping off mastic on the floor.
If you believe you have average DIY skills, you can turn to YouTube for “how-to” videos. You can rent from hardware stores if you don’t have the necessary tools and equipment. This way, you can save some money compared to hiring someone to do the work for you.
3. Know Your Priorities
It may be tempting to fix everything in your house at one time to return to its pre-disaster condition. But if your budget is constrained, you have to prioritize repairs that are required to be livable again. These include:
- Wirings and electrical issues
- Structural damage
- Roofs and gutters, windows, and doors
- Pipes and plumbing system
4. Create and Stick to a Budget and Pay Cash
It’s important to know how much money you can spend on your emergency project. You may check online or at a hardware store nearby how much it will cost you for the materials. You may also need to make calls to contractors for quotes. After that, make adjustments by choosing less expensive items or cutting out some least essential things.
Moreover, this may sound simple but paying any repair with the money you already have will save you a significant amount. Making a loan or putting things on a credit card that you can’t pay immediately will cost you interest. If your cash is not enough for repairs that need to be done, you may take out a loan, but you have to trim the household budget.
5. Hire Reputable, Local Property Damage Restoration Company
Home repairs, especially after a disaster, need experts in most cases. For example, if a hurricane severely damaged your roof and structural foundation. These flood restoration companies have the training, experience, and specialized equipment to complete your project on time.
If possible, hire locals who can arrive at your location on time and assess the damage. They can also communicate with you easily, plus they will do the job well since they want to build a solid reputation in your community. Just make sure to ask about hidden charges because your budget is allotted for other priorities.
Unfortunately, your home can be severely damaged, no matter how you’ve done everything to prepare for a natural disaster. In the middle of an emergency, it can be difficult to figure out your next steps. However, your family’s safety is still the most important thing.
When you’re doing home repairs damaged by a natural disaster with a tight budget, remember that your top priorities are foundation concerns, electrical and wiring issues, doors and windows repairs, and plumbing system problems. On top of these, be smart in hiring contractors.